The Benefits of Expert Advice

When it comes to your finances, a little knowledge really can be a dangerous thing. The blurb on a marketing leaflet can sound persuasive, but are you sure you're getting the whole picture? We are specialist investment advisers - it is our job to know the whole story.

As Investment specialists we have constructed a series of asset allocation models, populated with investment funds, which cover a wide range of risk profiles to satisfy our clients' requirements. These have been in place for a number of years now and over that period they have successfully outperformed their benchmark indices.

As an example, a risk portfolio rated as cautious, has produced the following returns over recent years:

Year to 30-Sep-2021 30-Sep-2020 30-Sep-2019 30-Sep-2018 30-Sep-2017
Return 8.3% 0.7% 4.3% 5.5% 5.9%
  • Fluctuations should always be expected, irrespective of the risk rating used.
  • The portfolio has increased by 27.1% over the last 5 years, equivalent to an average of 4.9% p.a. By contrast the FTSE All-Share index increased by 8.1%, equivalent to an average of 1.6% p.a.
  • The challenges presented by the COVID19 pandemic means that we are traveling through difficult times, both socially and in terms of the economy. We provide long-term investment advice to support our clients through such passages.

It must be stressed that past returns should not be viewed as a guarantee of future performance.

Growth vs Income

Perhaps you want capital growth, an increase in your current income, or even a blend of both? At Aveton Gifford Associates, our speciality is tailoring your investment strategy to meet your investment goals. Even if you don't know which investment strategy is right for you, please ask us. When it comes to making financial decisions there is no such thing as a silly question.

Face-to-Face Advice

What may be right for you is not necessarily suitable for someone else. That's why, under normal circumstances, we insist on a face-to-face discussion prior to offering any written advice, as we feel that this is the best way for us to get to grips with your individual financial situation. The ever-changing restrictions imposed due to the pandemic means that, for the moment, we will deal with your enquiry in the most appropriate manner at that time.

And our clients certainly prefer it to dealing with a faceless operator in some far-off office.